Para banks would face tighter liquidity, higher funding costs and consequently lower net interest margins (NIMs) in FY20 as they overhaul their balance sheets toward longer-term borrowings, IndiaRatings & Research said in its outlook report on Tuesday. The Fitch-owned rating company expects wholesale financing NBFCs, especially those lending to real estate, micro and small enterprises Read More →

  The woes of non-banking finance companies (NBFCs) are not over yet. Margin pressure, tepid growth, reduced liquidity buffers and delinquencies in select segments will continue to bother NBFCs in FY20 as well. NBFCs may face margin pressure in FY20 due to a rise in funding cost and a decline in growth rates, leading to Read More →

The combination of artificial intelligence (AI) and blockchain is transforming various industries by implementing new applications. AI is driving computers by complex computational tasks with autonomy. The blockchain is enabling groups of computers to connect together resources to perform heavy computational tasks. The combination of these two technologies is able to eliminate shortcomings and transforms Read More →